There are seven steps to take to destroy karma:
1. The first step is to learn the science of giving. A book needs to be written about the science of giving. If we sit down and think about it, we can see that what, how, when, and to whom we give is a part of a great science. We often give ourselves physically, emotionally, mentally, and even spiritually without understanding at all about the laws and principles of right giving. When we give wrongly, we only create more karma. To give or not to give is based on a scientific understanding of the situation and persons involved. It should not be based on emotional reactions or prejudiced thinking.
2. The second step to destroy karma is to heal people. The techniques for healing vary widely according to the need. Some wounds are healed by applying a soothing balm, but others require painful and drastic surgery. Healing takes many forms, but if our intention is to heal people, our karma will dissolve.
3. The third step to destroy karma is to educate people. To educate someone means to lead him to an expansion of consciousness. Education also means to create discipline. If you can create self-discipline in someone, you help him raise his level and expand his consciousness. He may hate you for it, and that is your reward. But as you continue to create discipline in others, your reward will increase. One day your reward will stand between you and a car that is about to run over you, and the accident will be prevented.
4. The fourth way to destroy karma is to protect people from themselves. We try to protect each other, but that is not the answer. The real problem is to protect people from themselves. It takes courage to do this. Can we tell people when they need protection from themselves that they are destroying themselves? Can we find the way to tell them so that they are able to listen?
5. The fifth step to take to destroy karma is to keep silent. There are times when refusing to talk with someone is the right thing to do. Sometimes it is only our silence that can annihilate karma.
6. The sixth step to destroy karma is to think good thoughts. When we think low thoughts and criticize others, we add to our karmic debt.
7. The seventh step to destroy karma is to speak in goodness. Right speech eliminates karma, while harmful and thoughtless words increase karma.
-Torkom Saraydarian
Virtues & Values vol.2